If you own zero Bitcoin today, I believe you're taking a much bigger financial risk than you realize.

I'm not saying you should put your entire net worth into Bitcoin. I'm not saying there won't be another crash.

I'm saying there will only ever be 21 million Bitcoin, and the world is slowly waking up to the possibility that owning even one may someday be out of reach for most people.

I've been around Bitcoin since 2011. I bought my first Bitcoin for approximately $1.07.

I've watched people call it a scam, a bubble and a terrible investment. And at almost every price, I've heard the same sentence:

"I'll buy when it comes back down."

Most never do.

I Think the Next Move Could Happen Fast

At the time I'm writing this, Bitcoin is hovering around $81,000 USD.

Bitcoin's all-time high is approximately $126,198, and personally, I believe we could see a strong push back toward $120,000–$125,000 within weeks.

That's my opinion, not a guarantee. Bitcoin is volatile and I could absolutely be wrong.

But I've watched this asset for 15 years, and I've seen how quickly sentiment can change.

At $80,000, $100,000 buys approximately 1.25 BTC.

At $125,000, the same $100,000 buys only 0.8 BTC.

Same money. 36% less Bitcoin.

And remember: $125,000 isn't some crazy future prediction.

Bitcoin has already been there.

That's why if you've already decided you eventually want Bitcoin exposure, I'd ask one question:

What exactly are you waiting for?

There Isn't Enough Bitcoin

There are more than 8 billion people in the world.

There will only ever be 21 million Bitcoin.

Now add corporations, ETFs, investment funds, family offices and potentially governments competing for that same finite supply.

Most people are focused on Bitcoin's price.

I'm focused on its scarcity.

More houses can be built. Companies can issue more shares. Governments can create more currency.

There will never be more than 21 million Bitcoin.

Zero Is Also a Position

I have wealthy friends who still own no Bitcoin.

I ask them:

What happens if you're wrong?

You don't have to put 50% of your portfolio into Bitcoin.

Personally, I think many investors should consider having at least 5% exposure, while someone with greater conviction and risk tolerance may choose 10% or 15%.

But zero?

To me, zero has become the aggressive position.

Because if Bitcoin becomes what I believe it can become over the next 10, 20 or 30 years, the opportunity cost of owning none could be enormous.

Why I've Bought Bitcoin for My Children

I don't just think about Bitcoin next month.

I think about 2030, 2040 and 2050.

What will houses cost?

What will $1 million buy?

How difficult will it be for the next generation to accumulate truly scarce assets?

That's why I've bought Bitcoin for my children.

And I tell wealthy friends something similar:

If you have the financial ability, consider owning one Bitcoin for every member of your family while that's still realistic.

There may come a day when owning one full Bitcoin sounds completely unattainable.

Stop Saying You Missed Bitcoin

People told me they missed Bitcoin at $1,000.

Then $10,000.

Then $50,000.

Today they'll say the same thing.

I bought my first Bitcoin at approximately $1.07. You're probably never getting my entry price.

It doesn't matter.

The question isn't what Bitcoin used to cost.

The question is what Bitcoin could eventually be worth.

If Bitcoin someday reaches $500,000, will $80,000 have looked expensive?

At $1 million?

Several million?

Nobody can guarantee those prices.

But that's exactly why I don't understand owning zero.

And you don't need $80,000 to participate. Bitcoin is divisible. Start with an amount that makes sense for your financial situation and build your position over time if your conviction grows.

Don't Wait Until Everyone Agrees

There will be more Bitcoin crashes.

There will be more scary headlines.

There will be people declaring Bitcoin dead again.

But after watching Bitcoin for 15 years, the risk I'm increasingly concerned about isn't owning some Bitcoin.

It's waiting forever to own any.

Waiting for the perfect price.

Waiting for another crash.

Waiting until everyone agrees Bitcoin is "safe."

Because if that day ever comes, the opportunity you're waiting for may already be gone.

Bitcoin is around $80,000 as I write this. It has already traded above $126,000.

I believe $120,000–$125,000 could come back much sooner than people expect.

And longer term, my conviction is much greater.

Don't spend the next decade explaining why you almost bought Bitcoin.